Friday, March 21, 2014
Being a grown up sucks
I've been able to sit in the sun and read, take plenty of walks with Nehi, eaten junk food. Good times.
I've tried the last three months NOT to worry about things going on in NC, because there's nothing I can do about it. But checking my email today made me realize that I'm tired of being a grown up. Chase emailed me to tell me that there was an escrow deficit in my account, and because of this my monthly mortgage payment on the house in NC is going to go up over $100 a month.
Meaning that I am now going to pay $1500 every month. $1500 every month that comes out of my savings, and doesn't get replaced. $1500 less every month from the savings that is supposed to support my job hunt in two years, move me to said job, and just savings in general.
The house in NC was showing a lot the first couple of months, but nothing recently. And not a single offer, despite my realtor telling me our price is spot on, if not a little below expectations. So every month that goes by my savings gets lower and lower, and there's only so much money in savings. At some point, there's not going to be any more money. The gamble is hoping that the house DOES sell and that I can recoup the money that seem to be speeding out of my savings. And have money to move Dad, and put money down on an apartment for him. We tried getting a new mortgage for him, for just a small condo, but Wells Fargo offered us a mortgage that was almost what we paid now- with a $36,000 lower purchase price than what I bought the current house for, and putting money down (which I didn't with this place) so someone please explain that to me. So, no mortgage. So Dad has been looking for an apartment the past month, to no avail, as no one wants cats. Even with paying extra.
Like I said, I've been trying not to worry about it, because there's nothing I can do about it. Out of my control.
But today, that email about the mortgage payment going up...just makes me want to give up. With the mess last fall of the renter turning out to be a douche- not paying rent, breaking the lease, having to pay for a lawyer to evict, having to clean house up to put it on the marker...I'm tired. I'm a grad student working on my PhD, which by the way, is a full time job all on its own. Reading and writing for classes, teaching classes, on top of participating at conferences, trying to get published, having an active social media profile to get my name and work out there. It's a lot. And most of the time, it's fine. But today just feels like the straw that broke the camel's back.
I know there's nothing I can do to make any of this any different than it is now. But I could seriously use a break here. Just something. I really need to just be able to focus on what I'm trying to get done here in New Mexico. I just need something to break my way.
So today, I don't want to be a grown up. I don't want to have to worry about how I'm going to pay bills, get the house sold, where the money for the mortgage payment is going to come from.
I just don't want to.
I want someone else to do it. Someone else to carry the burden, just for a little while. Just once.